Canada Dental Care Plan Windsor
Canada Dental Care Plan Near You
The Canadian Dental Care Plan (CDCP) is Canada’s federally funded dental benefit aimed at making essential dental care affordable for eligible individuals, especially seniors, without private dental insurance and with an adjusted family net income under CAD 90,000.
It supports services for seniors, children, adults with disabilities, and uninsured adults.
If you’re searching for a dentist who accepts the Canadian dental care plan in Fort McMurray, check out how you can benefit from CDCP and what dental services it offers.
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Who Qualifies for the CDCP Benefit?
You must meet all four criteria to qualify for getting CDCP benefits:
- Have no private dental insurance (workplace, pension, student, or family plans).
- Be a Canadian resident for tax purposes.
- Have filed a tax return in Canada for the previous year.
- Have an adjusted family net income under CAD 90,000.
- Rollout phases began with dental plans for seniors, children under 18, and individuals with Disability Tax Credits from 2023–2024.
- As of May 2025, all uninsured adults aged 18–64 became eligible, with coverage being started on June 1, 2025.
- Elderly residents searching for CDCP for seniors can take advantage of this inclusion.
Note: Eligible Canadians of all ages can now apply for the CDCP.
What Does Canada’s Dental Care Plan Cover?
The CDCP covers a broad spectrum of clinically required dental services, including
- Preventive & diagnostic (check-ups, X‑rays, cleanings, sealants)
- Restorative (fillings, root canals, extractions)
- Periodontal care (gum treatments and deep cleanings)
- Major services (crowns, dentures, implants with preauthorization)
- Oral surgery (extractions, cyst/tumour removal)
- Sedation & anesthesia (including up to general anesthesia)
- Orthodontic treatment for medical necessity, phased in mid‑2025
Starting November 1, 2024, many advanced treatments need preauthorization from Sun Life.
How to Enroll in the Canadian Dental Plan
- Apply through My Service Canada Account (MSCA), by phone (1-833‑537‑4342), or by mail.
- Provide your SIN, date of birth, address, and last year’s notice of assessment, and confirm you have no dental insurance.
- After approval, you’ll receive a welcome letter with your coverage start date and co-payment details.
- From that date, visit a CDCP dentist; they’ll bill Sun Life directly, while you pay only your portion.
- Use Sun Life’s provider search to locate a clinic that offers a Canadian dental care plan near you.
How Morrison Dental Supports CDCP Patients
Located at 9914 Morrison St #201, Morrison Dental is a registered Fort McMurray dentist that accepts CDCP.
- Direct billing to Sun Life reduces paperwork and simplifies your experience.
- An eligibility check ensures your CDCP benefits are active before treatment.
- Preauthorization coordination for crowns, dentures, sedation, and other treatments that require approval.
- Transparent cost estimates ahead of time, covering your co-payment or balance billing.
- Comprehensive care: exams, cleanings, fillings, root canals, crowns, dentures, implants, sedation, Invisalign, emergency care, and same-day dental support.
- Senior-friendly approach with gentle care tailored to dental coverage for seniors.
With over 40 years’ experience in Fort McMurray, our dentists ensure quality service for families and seniors alike.
Tips for Seniors on the Canadian Dental Care Plan
Under the Canadian government dental plan for seniors, those with an adjusted family net income under CAD 70,000 benefit from 100% coverage of eligible CDCP services, meaning 0% co‑payment
- Plan routine care: Use the plan for preventive services like cleanings and exams twice yearly; these typically require no preauthorization.
- Pre-authorize complex services: For dentures or crowns, ensure Morrison Dental initiates the Sun Life approval before scheduling.
- Balance billing: Ask clearly if any costs exceed CDCP rates so there are no surprises.
- Coordinate with provincial seniors’ plans: Seniors should coordinate benefits with any Alberta-level dental subsidies. CDCP is primary when private insurance doesn’t exist.
Maintain coverage annually via MSCA to keep benefits active year to year.
FAQs
What is the CDCP benefit?
It’s a federal program that covers essential dental services based on family income. Seniors, children, adults with disabilities, and uninsured adults can access treatment with reduced or no cost.